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Bi Project Policy Area: Agriculture

BI Project

Commitment Savings Accounts Help Farmers Invest in Their Crops

🇲🇼 Malawi

Challenge Many people in developing nations have limited access to formal savings mechanisms, impeding their ability to save money and invest in agricultural inputs like tools and fertilizer that might help improve their crops. Among the many structural reasons for low savings rates (inaccessible banks, high transaction costs, distrust of financial institutions, lack of financial literacy), psychological barriers such as impatience or lack of self-control may also play a role. Additionally,…

Institution: World Bank

AgricultureFinance